Your business matters
At IF we pride ourselves on providing an understanding that each business is unique in its operations and that the risks differ between them.
Business insurance solutions
We provide assistance in selecting the right insurance for your business. As a business owner can often be seen as a difficult, time-consuming task.
We understand your time is a precious commodity and that insurance can seem to have a lot of technical jargon but we will speak to you on a level you understand whilst you manage your business and we can manage your insurance requirements.
We provide business insurance solutions
Your business is important to us, we will interct with you to make sure that we’ve highlighted the different types of risks that your business could potentially face and the solutions we have to offer. As business needs and exposure differ vastly, there is no ‘one size fits all’ approach. The benefit of utilising a trusted broker is that we have access to the local insurance market to find the best suited products for your insurance needs where we can negotiate better deals on your behalf.
We provide risk management
We are experts in risk management and this is a value added service, whereby small steps can be taken to improve your business risks. This can have a positive overall effect on your risk exposure and in turn, your insurance premiums. We will gladly assist where possible to get the most of your insurance cover requirements and represent your efforts to the insurers.
Professional indemnity and specialist liability covers
It is crucial for professionals and those providing specialist advice to employ specialised knowledge, skill and care in their business dealings with clients. These professionals must exercise a degree of care and skill which is reasonably expected of any competent practitioner in that particular profession. Liability can arise because there has been a breach of duty of care or a breach of contract. Accountants, architects, engineers and lawyers, among others include professionals who are often exposed to litigation. In a consumer aware society, today no professional can ignore an accusation of negligence as the allegation must be defended or admitted. In either case, there will be cost implications.
Reporting your claim is a simple process.
Simply let us know when you need to register a claim and follow these steps.
Complete and return the relevant claim form to our offices with the required supporting documentation.
Our team will confirm receipt and submit to the relevant insurer. Once the claim number and insurers advice is received.
We will keep you informed and updated each step of the way.
Frequently Asked Questions
Insurance costing is based on a variety of factors including but not limited to – risk profile, type of business, what is being insured and previous claims. We ask you these questions in order to make sure that we are in the best position to represent your business to insurers to obtain the best possible rates.
Quotes are obligation free and provided that we do not need to obtain surveys or valuations, there will be no cost for a quotation.
Provided we are the brokers on your account we would be able to assist you with claim formulation, submission and representation to the relevant insurer.
IF Administrators (Pty) Ltd is an authorised financial services provider – FSP 45715